Our Services
How Morbanx can help
With access to so many financiers, Morbanx is well positioned to find the right solution for you. Let's face it, we all have different needs and there's definitely no such things as one size fits all approach when it comes to mortgage products. Whether it's a standard variable loan, a fixed rate loan, interest-only, a low-doc loan or even a line of credit facility, we work across the market to find a product that meets your circumstances.
First home loans
First home buyers entering the market need to feel comfortable as they begin the process of researching finance options and beginning the biggest investment journey of their lives. Through Morbanx, first-time buyers are more at ease because they don't have to deal directly with financiers keen to lock them into their loan products. We source the best loans and products available, so there is no unnecessary pressure. It's important to get things right, the first time and every time.
Refinancing
Over the average period of a home loan, interest rates will rise and fall many times. New lending products will also become available, providing different options to structure and repay your debt. And most of all, our financial circumstances will also change over time, most likely forthe better as incomes continue to rise and asset prices increase. All of this means that it perfect makes sense to review your borrowings every so often to make sure you are getting the best deal andthe best products to pay off your mortgage sooner. Speak to us and we will conduct a loan audit to see where we can save you money.
Investment loans
Property prices have been on the rise around Australia for several years, and more and more people are realising the financial rewards of investing in residential property. Morbanx has helped many ordinary Australians to realise their property investment goals by arranging finance for them. We carefully examine our clients' finances and work out the best products to suit their specific needs, including standard mortgages to lines of credit. Contact us and we can work through a range of options with you so your move into property investment is as easy as possible.
Business & Commercial Property Finance
Experience counts even more when it comes to Business & Commercial Property Finance. Morbanx have the necessary experience and skills to ensure that your application is given the best chance of success with a minimum of stress. We can liaise with your Accountant to ensure your finance is correctly structured right from the start.
A CMA Report from Residex, the House Price Information People can help you discover the true worth of a property. Residex CMA Report will give you a single price estimate of what your property of interest is worth, which in 90% of instances is within 10% of the final selling price.
A CMA Report will also give you:
- Property title details and attributes
- Sales history of the property
- Capital growth since the last sale
- A scale of property values in that street
- Current median values and rent for the suburb
- Historical suburb growth
- Predicted growth over the next 5 and 8 years
- Suburb demographic information
- List of comparable sales
Please note that CMA reports are currently only available on Victorian properties.