Legal

Internal Dispute Resolution Process

How to raise a concern or complaint with Morbanx and how it will be handled.

Our Internal Dispute Resolution (IDR) Scheme

We are committed to providing you with the best possible service. If at any time we have not met our obligations, or you have a complaint about the service that we provide, please inform us so we can work towards a resolution. We will endeavour to deal with your complaint promptly, thoroughly and fairly. If you have a complaint, the following steps are available to you.

In the first instance, please contact Andrew Larcombe.

We will acknowledge receipt of your complaint within 1 business day. If Andrew Larcombe is unable to resolve the complaint to your satisfaction within 5 business days, we will escalate the complaint to the Complaints Officer. You can also contact the Complaints Officer directly as detailed below.

Complaints Officer

Name
Mark Norman
Address
325 Churchill Ave, Subiaco WA 6008, Australia

There will be situations where the Complaints Officer is also your broker. This will not have any impact on the capacity to deal with your complaint effectively or appropriately. We may ask for additional information to ensure your complaint is properly investigated.

Within 30 calendar days from the date you lodged the complaint with us, we will write to you advising you of the outcome of the investigation and the reason/s for our decision, or if required, we will inform you if more time is needed to complete the investigation.

Our External Dispute Resolution (EDR) Scheme

If you do not think we have resolved your complaint to your satisfaction, or you have not heard from us within 30 calendar days, you may refer the matter to an EDR scheme. You may also refer the matter to an EDR scheme at any time, but if our IDR process is still in progress, they may request that our IDR processes be complete before considering the matter further.

The Australian Financial Complaints Authority (AFCA) external dispute resolution process is available to you at no cost, at the contact details below.

AFCA Member Number
42176
Address
GPO Box 3, Melbourne VIC 3001, Australia

If you would like to speak with us before lodging a complaint, you can contact us on 1300 131 909 or loans@morbanx.com.au.

Morbanx Pty Ltd ABN 93 362 515 953 (CRN 415282) & Andrew Larcombe (393064) are authorised under Australian Credit Licence 387025.